Built For Growth
ISD PAY
ISD Pay revolutionizes the way dump truck brokers manage their finances by offering seamless payment solutions. By partnering with Iron Sheepdog, brokers can streamline their payment processes for faster cash flow and less administrative burdens. This partnership empowers businesses to focus on growth and efficiency, making Iron Sheepdog your ally in the trucking industry.

build your business on your own terms.
How ISD Pay helps you grow:
Control cash flow. Extend payment terms for your contractors while still getting haulers paid fast.
Take on more work. Free up working capital so you can accept larger contracts or onboard more haulers.
Reduce your risk. With pre-approved financing options, you know where you stand.
Growth made simple. Made smart. Flexible financing options (10-day or up to 60-day terms) let you choose what works best for each job or season.
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determine the best approach for your business
10-day payment terms. With no financing required, you can begin working on the platform upon approval and incur no finance charges.
Up to 60-day payment terms. With approval, you can extend payment terms for your contractor to 60 days, improving your cash flow and allowing you to grow your business.
Learn How We Can Expand Your Business
In the world of trucking logistics, every decision counts. With Iron Sheepdog’s Broker Calculator, find out firsthand the transformative potential of smarter fleet management.

Contact us
Whether you’re a broker looking to scale, a contractor in need of trucks, or a hauler ready to get paid faster—we’re here to help.
Frequently Asked Questions
Read on to see how the Iron Sheepdog platform uses digital dispatch, GPS tracking, and automated invoicing to simplify short-haul dump truck logistics for brokers, contractors, and independent haulers.
What is ISD Pay and how is it different from factoring?
ISD Pay is Iron Sheepdog's built-in financing solution - and it's explicitly not a loan or a factoring arrangement. Traditional factoring companies typically advance around 80% of an invoice and charge fees that eat into your margin. ISD Pay gives brokers the ability to pay haulers within 24 hours while extending payment terms of [30, 60, or greater days] to contractors, without selling your receivables at a discount.
Can I extend payment terms to contractors while still paying haulers the next day?
Yes. One of ISD Pay's core features is that we front the hauler payment so you don't have to choose between keeping haulers happy and giving contractors the payment flexibility they expect.
Brokers who work with Iron Sheepdog work with our credit team to help set payment terms and rates. Our team becomes an extension of your business to help protect your risk and ensure that you are doing work with reliable businesses.
Brokers offering 30-Day (or longer) terms will establish a dedicated broker bank account, which is used exclusively for capturing and processing all contractor payments invoiced via Iron Sheepdog, offering unparalleled clarity and control over your earnings.
How does ISD Pay help me attract and retain haulers?
ISD Pay gives haulers the option to get paid the next business day instead of waiting weeks. As a broker, that's a real competitive advantage - it makes your loads more attractive to haulers who have other options, and it's often the deciding factor in keeping a reliable hauler coming back to your jobs instead of someone else's.
How does ISD Pay affect my cash flow as a broker?
ISD Pay helps you keep your hauler network paid and moving without you having to front next-day payments out of pocket or manage the cash flow strain yourself.
Haulers get paid quickly, while your own payment terms and invoicing process stay consistent, so you get the recruiting and retention benefits of fast hauler pay without added pressure on your working capital.
How does Iron Sheepdog help protect my business from bad actors?
Iron Sheepdog's credit team works directly with brokers to help vet the businesses they're working with, giving you an added layer of protection against fraud, non-payment, and other bad-actor risk. Rather than navigating that exposure alone, you get support from a team that's actively looking out for red flags on your behalf, so you can grow your hauler and contractor relationships with more confidence.
What do I need to qualify for ISD Pay?
It depends on how you plan to use the platform. If you're a broker extending payment terms of 10 days or fewer to your contractors, no financing qualification is required since you're not carrying receivables.
Brokers who want to offer contractors 30-day or longer payment terms are subject to a credit check as part of the Iron Sheepdog onboarding process. This determines your eligibility and terms for the financing that makes extended payment periods possible.
For haulers and owner operators, next-day pay is available to every hauler running jobs on the platform with no credit check, no approval process, no waiting. Whether you're an established fleet or a single truck owner-operator, you get the same access to your earnings the day after a job is approved.
